Kalx Capital

Answers

Look BEYOND the Traditional

Servicing issues, ATO debt, unfiled financials, or extended bank assessment times are just a few reasons to consider alternatives to traditional business lending.

We offer a tailored business lending solution that doesn’t require any of these, providing you with the flexibility and support you need.

Lending Options

BUSINESS FIRST

75
% LVR’s

LVR’s up to

8.55
% p.a.

Rates from

  • Loans ranging from $150,000 to $5 million
  • Capital & Non-Capital City
  • Interest-only terms of 1 to 3 years
  • Reduce cash flow strain and focus on driving growth
  • Accountants’ declaration maybe required

BUSINESS FREEDOM

70
% LVR’s

LVR’s up to

8.95
% p.a.

Rates from

  • Flexibility of self-declared business income
  • Loans ranging from $250k to $10M
  • Capital & Non metro (regional) securities
  • Interest-only terms of 1 to 3 years
  • Unlimited Debt consolidation

Kalx Capital - Future

BUSINESS FUTURE

75
% LVR’s

LVR’s up to

8.75
% p.a.

Rates from

  • SMSF funding solutions
  • Professional property investors
  • Loans from $200k to $5M
  • Interest-only terms of 1 to 3 years
  • Self-declared business income

BUSINESS FLEX

80
% LVR’s

Terms up to 12 months

  • Flexible short term 2nd Mortgage solutions
  • Loans from $75k to $1M
  • Interest only, rate on application
  • Maximum term 12 months
  • Capital & non metro securities

First-30

First 30

80
% LVR’s

LVR’s up to

  • Interest or P&I repayments for first 3 years
  • Accountant certified income/Lite Doc servicing assessed
  • Loans from $250k to $3M
  • Ability to refinance with 30 days’ notice
  • Loan terms up to 30 years

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What we don’t need

We understand that you’re focused on running your business and ensuring long-term prosperity for you and your family. That’s why, to approve your loan, we don’t require the following:

  • Forms
  • ATO portals
  • Servicing calculators
  • Tax returns


We collaborate with mortgage brokers nationwide, all of whom are experts in their field. We listen, communicate, and work closely with them on their submissions and recommendations find the right business lending solution.

Same Day Approvals

Tired of waiting for approvals from traditional lenders and answering endless questions? With our extensive experience, we provide same-day approvals, giving you the certainty to get back to business and thrive.

Our team lives by our core values, is highly trained, and has seen every scenario. Connect with us today and let our experience work for you!

Same Day Approvals